Free & private

Free Insurance Claim Calculators for Ohio Owners

Seven calculators and planners built from real appraisal work. Check the insurer’s math, plan your deadlines and decide on next steps — no sign-up, nothing stored.

Estimator

Claim Gap & Fee Estimator

Compare your number with the insurer’s and see three possible awards, net of appraiser and umpire fees.Open tool

Calculator

RCV/ACV Holdback Calculator

Work out the first actual-cash-value check, the depreciation held back and the total after repairs.Open tool

Calculator

Roof Area & Pitch Calculator

Turn a footprint and pitch into true roof squares, bundles and steep/high-roof flags.Open tool

Calculator

Percentage Deductible Calculator

See a 1%, 2% or 5% wind/hail deductible in dollars and what each would leave a claim paying.Open tool

Planner

Ohio Claim Calendar Builder

Build a dated timeline from your date of loss and appraisal demand, then export it to your calendar.Open tool

Checklist

Appraisal Readiness Checkup

Ten yes/no questions that score your claim file and build a to-do list before you demand appraisal.Open tool

Calculator

Basement Backup Sublimit Calculator

See how the cause of basement water and your backup endorsement limit change what a claim can pay.Open tool

Suggested order

Using the workbench together

Start with the claim calendar builder so no date slips past.
Check the roof with the roof area & pitch calculator.
See what you’re owed with the percentage deductible and RCV/ACV holdback calculators — or the backup sublimit calculator for basement water.
Test the dispute with the claim gap & fee estimator.
Finish with the readiness checkup.

Talk it through first

The first conversation is free. We’ll tell you plainly whether appraisal fits your claim.

(844) 537-1427 Send claim details