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Terms of Use

The terms that apply when you use this website and its tools.

Last updated: November 12, 2026

Using this site

By using this website you agree to these terms. The content is general information about insurance appraisal and property claims in Ohio.

No professional relationship

Reading the site, using its tools or sending a form doesn’t create an appraiser–client relationship. That starts only when we both sign a written engagement agreement.

No legal advice

Ohio Insurance Appraiser isn’t a law firm, and nothing here is legal advice. Policies differ and laws and court decisions change. For legal questions, consult a licensed Ohio attorney.

Tools and estimates

Calculators give planning estimates from the information you enter. They aren’t appraisals, quotes or predictions of any claim outcome.

Content and photos

Site content, design and tools belong to Ohio Insurance Appraiser. You may share links and print pages for personal use. Photographs are used under the licenses on our photo sources page.

Limitation of liability

The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made on the basis of its content or tools.

Governing law

These terms are governed by the laws of the State of Ohio.

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